As a part of the review I received a premium membership which will run you $29.99, this includes the workbook. Familymint is running a special introductory offer in which you receive the workbook and a lifetime subscription for this same price.
I used this program with my newly minted 10 year old. He had quite a bit of holiday money and birthday money in his possession and had goals in mind. I had him work the first chapter in the workbook. He came back to me exclaiming that it was fun and he enjoyed writing checks! I then plugged him into the website with his username and password and he had fun moving his money around. (mommy brag alert) he hit his spend goal and moved the extras to give with no prompting from me!Here is a screen shot of my son's account. The red transaction was a lesson on what happens when you click the white box :) Neil has continued working in the workbook and proclaims it is right up his alley. Not difficult but it makes him think.
Topics in the workbook include, but are not limited to,Tracking your money,
Goal Setting, and Budgeting. On the back of the 58 page workbook is the certificate of achievement.
What I liked about Familymint.com. My son really got into it. The workbook was geared perfectly for his age. The parent has options to lock transactions so the kids can't mess with them on their screen. I could create a savings plan that portioned out any money deposited into his goals of spend, save and give. I did not have to do the math and chop up the deposit myself. It gave my son a sense of control over his money. I loved that allowance is automatically deposited each week. I don't have to keep track of it :)
I can't think of much that I didn't like other than my own hangup of just another thing for him to be on the computer for. But if it creates a fiscally responsible 10 year old who can set monetary goals than I can be ok with extra computer time. He has almost worked the entire workbook himself and at 10 was moving money around his account. I think that is a step in the right direction. I think I might be taking him out later tonight to buy that flash drive he was saving up for!